Apply for Help

We are here to help!

All of our applications are available online. Forms can be found by clicking the buttons below. 

Once submitted, your application comes straight to our staff members, who will reach out to you within 3 business days (we are closed on Fridays).

If you need an application emailed or mailed to you, or you’re unsure which application you need, please call and speak with our Loan Coordinator at 931-456-6654.

Mortgage Financing Application

To build or buy a home.

Home Repair Payment Assistance​

Utility or Rental Payment Assistance​

Veteran's Home Initiative Repair Assistance

Weather Radio Campaign Application

Providing severe weather safety opportunities to low-income households in the Upper Cumberlands.

What to Expect

We have professionals on staff who will contact you after your application has been received. 

What we do upon receiving your information:

  • Analyze your application & request any needed accompanying documents.
  • Run your information through any viable loan, grant, or other products we have at the time.
  • If you are eligible for a program, we will help you get approved for that program.

We may contact you regarding additional documentation or to ask further questions.

Our office hours are Monday through Thursday, 8am – 4pm. (Holidays, significant negative weather, or high volume rates may slow down our response time.) We do recommend appointments.