Who We Are

Creative Compassion tackles the affordable housing crisis in the Upper Cumberlands by building or maintaining homes for low-income families. Our projects not only provide necessary housing but also enhance community stability. These efforts are crucial for the social and economic development of the area.

Creative Compassion was founded in 1989 by Michael and Judy Smathers.  Their shared dream was to provide for the physical, right-now needs of Cumberland County and surrounding areas through housing economic development. Because of the perseverance of the Smathers and all those who have provided support throughout the years, Creative Compassion maintains its ready position to respond to housing needs through our programs.

Our Mission

To improve the quality and quantity of affordable housing and home ownership opportunities for low-income persons and families.

Our Motive

To apply the ideals of Christian compassion through our programs for a creative solution to economic and housing issues facing low-income persons.

Our Board of Directors

Denise Cooper
Creative Board President

Casey Sherrill
Creative Board Vice President

Grant Thurman
Creative Treasurer/
Secretary

Sarah Halcott
Executive Director

Mike Smathers
CCI Founder

Kim Jordan

Savanna Donathan

Caitie Philhower

David Robbins

Kenneth Chadwell
CCI Legal Counsel
Looney, Looney, & Chadwell PLLC

Administrative Documents

As a Tax-Exempt charitable organization, we make returns and exemption applications filed with the IRS available to the public.  The most three years of audits and 990 documents are linked below.  Copies are available upon request. Reasonable copy and postage fees may be collected as allowed by IRS rules. Allow up to 30 days for written requests. To request a paper copy please mail your request to our P.O. Box or visit our office during regular business hours. 

Click here to view us on Propublica for an assessment of our IRS filings.

Current ByLaws
CURRENT Bylaws Creative 12-2022

IRS Documents
2023 990 Creative
2022 990 final
990 signed Final 2021
IRS 501(c)3 Letter

Annual Audits
2023 Audit Creative
2022 Final Audit
Audit Final 2021