Who We Are
Creative Compassion provides solutions for:
- Low-income families looking to construct a new home
- Low-income homeowners needing help paying for home repairs
- Low-income families looking to be approved for safe mortgage financing (which they can use to build a home through us or buy a home through a realtor of their choice)
- Anyone facing financial hardship who need help paying their utility, rent, and/or mortgage with available payment assistance.
Creative Compassion was created in 1989 by a preacher and his wife, Michael and Judy Smathers. Their shared dream was to provide for the physical, right-now needs of Cumberland County and surrounding areas. Because of the perseverance of the Smathers and all those who have provided support throughout the years, Creative Compassion has helped families and individuals alike with home ownership, home repair, and housing payment assistance.
CCI has stayed true to its mission of helping local residents with housing opportunities, and we are always looking to help many more!

Creative Compassion Inc.
2023 Board of Directors
Kim Jordan
Creative Board President
Denise Cooper
Creative Board Vice President
Grant Thurman
Creative Treasurer/
Secretary
Sarah Halcott
Executive Director
Mike Smathers
CCI Founder
Casey Sherrill
Jena DeMars
Cindy Clouse
Caitie Philhower
Don Spraque
David Robbins
Kenneth Chadwell
CCI Legal Counsel
Looney, Looney, & Chadwell PLLC
