Who We Are

Creative Compassion provides solutions for:

  • Low-income families looking to construct a new home
  • Low-income homeowners needing help paying for home repairs and housing utilities
  • Anyone looking to be approved for mortgage financing (which they can use to build a home or buy a home through a realtor)

Creative Compassion was created in 1989 by a preacher and his wife, Michael and Judy Smathers.  Mr. Smathers’ dream was to provide for the physical, right-now needs of Cumberland County and surrounding areas.  Because of the perseverance of the Smathers and all those who have provided support throughout the years, Creative Compassion has helped families and individuals alike with home ownership, home repair, and credit training to prepare people for their future goals.

CCI has stayed true to its mission of helping local residents with housing opportunities, and we are always looking to help many more!


Creative Compassion Inc. 2021 Board of Directors

Karen Kindrick
CCI Board President
BHHS Southern Realty

Kim Jordan
CCI Board Vice President
Crossville, TN

Mark Baldwin
7th District County Commissioner Crossville, TN

Sarah Halcott
Executive Director

Mike Smathers
CCI Founder

Cindy Clouse
Crossville, TN

Casey Sherrill
Jeff Woods Construction

Denise Cooper

Grant Thurman
Crossville, TN

Jena DeMars
Tennessee College of Applied Technology

Kenneth Chadwell
CCI Legal Counsel
Looney, Looney, & Chadwell PLLC