Creative Compassion provides solutions for:

  • The elderly with low income
  • Single parent households
  • Those needing home repairs
  • Low-to-moderate income persons and families
  • First-time homebuyers (have not owned a home in 3 or more years OR have never owned a home)

Creative Compassion was created in 1989 by a preacher and his wife, Michael and Judy Smathers.  Mr. Smathers’ dream was to provide for the physical, right-now needs of Cumberland County and surrounding areas.  Because of the perseverance of the Smathers and all those who have provided support throughout the years, Creative Compassion has helped families and individuals alike with home ownership, home repair, and credit training to prepare people for their future goals.

CCI has stayed true to its mission of helping local residents realize the dream of home ownership, and we are always looking to help many more!  Please apply with us today!


Creative Compassion Inc. Board of Directors

Karen Kindrick
CCI Board President
BHHS Southern Realty

Eric Roseman
CCI Board Vice President
Cosby Harrison Company

Kim O’Brien
Treasurer/Secretary
Crossville, Tennessee

Sarah Bates
Executive Director

Mike Smathers
CCI Founder

Sarah Russell
Monterey, Tennessee

Ben Whitson
Crossville, Tennessee

Casey Scarlett
Jeff Woods Construction

Jennifer Tabor
Senior Perspectives

Kenneth Chadwell
CCI Legal Counsel
Looney, Looney, & Chadwell PLLC